Life insurance is an integral part of financial planning for about 52% of Americans. When opting for life insurance, it is critical to understand all the features and options available in a policy. Among these is the concept of liquidity and its importance in a life insurance policy. The primary purpose of life insurance is …
What Does Liquidity Refer to in a Life Insurance Policy Read More »
Most Americans rely on insurance policies as their primary financial safety net. Unfortunately, what most people don’t realize is that different types of insurance policies offer different levels of protection. Two often confusing policies are personal accident insurance and life insurance. Both policies are critical components of a well-rounded insurance portfolio, but they are not …
The decision of how you want to manage the funds you’re putting aside for retirement has far-reaching effects as it determines when you’ll be able to access these funds. In this Index Life Insurance vs 401(K) comparison, we’re going to help you decide which of these options is better suited to your needs. Either of …
Index Life Insurance vs 401(k): Which Is Best For You? Read More »
Damaged windshields, home theft, or medical concerns are some of the most common reasons why people choose to get an insurance policy. In this State Farm vs Progressive comparison, we’ll try to establish which of these industry giants issues policies with better coverage. Deciding between these two insurers isn’t easy because they offer a similar …
State Farm vs Progressive Review: Which Insurance Is Worth Your Money? Read More »
Today, you will come across many financial plans that aim to secure your financial well-being and that of your beneficiaries as you plan to retire. Some of these plans are specific to people in particular careers, while others are open to anyone willing to meet the terms and conditions. However, not all these plans are …
Survivor Benefit Plan vs Life Insurance: Which is Best? Read More »
In today’s economy, the sad fact is that no job’s likely to last forever. If you’ve unexpectedly found yourself unemployed, you may no longer be eligible for the employer-sponsored group plan you’re enrolled in. You don’t need us to tell you that group plans are often valuable sources of financial protection for employees and their …
Life Insurance Portability vs Conversion: Which is Best for You? Read More »
Purchasing life insurance shouldn’t be rocket science. Ladder Life Insurance makes securing a term life insurance policy easy to understand and provides instant decisions. Once an online application is approved, users have access to transparent pricing right away. If a medical exam is requested, you can schedule it at your convenience at no cost to …
